"Ten Letters Americans Tell Their President"
The summary of the first chapter is about a couple named Jay and Jen. It starts with Obama opening ten letters from people each day and he open a letter Jen wrote to him. Jen tells them that they are pretty much broke and that they need help. Obama soon responds to Jen and Jen is surprised that she got a letter from the president. Jen tells her family and Jay and gets inspired that they can get more money and end bankruptcy to be a normal family that isn't poor. Jen and Jay have two kids and are struggling to raise them and to pay for everything. They calculated it would take over forty years to finish paying debt but finally Jay does the bankruptcy and Jay calls Jen and tells her he did it and they are done and celebrate by smoking and drinking beverages. After that they believe they will have a chance to start over and not worry about money.